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For non-resident buyers. Mortgages, rates, costs, taxes, documents, and the full process, from first enquiry to completion.
Mortgage guides
9 Mar 2026
Everything non-resident buyers need to know about getting a Spanish mortgage. Rates, LTV, documents, banks, costs, and the full process from application to completion.
Current Spanish mortgage rates for non-resident buyers. Fixed and variable rates by bank, how Euribor affects pricing, and how to get the best rate on your Spanish mortgage.
Market insights
Spain ended its Golden Visa in April 2025. What this means for non-EU property buyers, which visa alternatives remain, and how it affects buying and financing property in Spain.
Buying guides
The complete guide to buying property in Spain as a foreign national. Legal requirements, the buying process, costs, taxes, mortgages, and pitfalls to avoid.
How Brexit affects British buyers getting a Spanish mortgage. LTV limits, document requirements, which banks lend to UK nationals, and what changed since leaving the EU.
How American citizens can get a Spanish mortgage. FATCA requirements, which banks accept US buyers, document checklist, tax implications, and the full application process.
More guides
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