• Start now or WhatsApp us for more info

  • Welcome to Zerodown, onboarding new cases now

  • Mortgage solutions for non-residents; simple, fast, reliable

  • Transparent fees: broker 2-5%; 50% at bank submission (refundable), 50% at funding

  • Start your pre-check, no credit check, simple inputs

  • Limited intake each month; our calendar is open to new cases

Start pre-check

  • Start now or WhatsApp us for more info

  • Welcome to Zerodown, onboarding new cases now

  • Mortgage solutions for non-residents; simple, fast, reliable

  • Transparent fees: broker 2-5%; 50% at bank submission (refundable), 50% at funding

  • Start your pre-check, no credit check, simple inputs

  • Limited intake each month; our calendar is open to new cases

Start pre-check

  • Start now or WhatsApp us for more info

  • Welcome to Zerodown, onboarding new cases now

  • Mortgage solutions for non-residents; simple, fast, reliable

  • Transparent fees: broker 2-5%; 50% at bank submission (refundable), 50% at funding

  • Start your pre-check, no credit check, simple inputs

  • Limited intake each month; our calendar is open to new cases

Start pre-check

Contact us

Talk to a mortgage specialist

Talk to a mortgage specialist

Message us and we’ll get your case moving today. We help residents and non-residents understand options, prep documents, and line up the right lender. No credit check to start.

Message us and we’ll get your case moving today. No credit check to start.

We help residents and non-residents understand their mortgage options in Spain.

Our team are online and reply in minutes.

Chat on WhatsApp

Our team are online and reply in minutes.

Chat on WhatsApp

Meet the team and review your options on a 15-minute call.

Book a 15-minute intro

Name

Email address

Phone number

Please include your country code. Use your WhatsApp number if you have it

Message

By sending this form you agree to our Privacy Policy. We never run a credit check without your consent. We only share your details with licensed partners when it is needed to move your case forward.

FAQ

FAQs

Frequently asked questions

Frequently asked
questions

Here are the top questions our clients ask before getting started.

How fast will you reply?

Same day or next business day. If you start a pre-check, first answers typically take about 48 hours after the essentials are verified.

What should I include to speed things up?

Full name, WhatsApp, nationality, income type, monthly debts, target budget, and a property link if you have one.

Does this cost anything?

No fee to contact us or start a pre-check. Broker fees apply only if you proceed. See Pricing for details.

Will this affect my credit score?

No. Using the form or starting a pre-check does not trigger a credit check. Banks may run checks later.

How will you contact me?

WhatsApp and email. No phone calls unless you ask for one.

How do you handle my data?

Your data is private and used to prepare your case. You can opt out of messages at any time.

Introducer for non-resident mortgages in Spain. We prepare your file and connect you to licensed partners.

Pages

Information

Zerodown is an introducer service - not a lender or broker - and does not provide regulated mortgage advice. We collect information, prepare case packs, and introduce clients to licensed partners who handle KYC, advice, underwriting, and approvals. Typical LTV for non-resident buyers is around 70 percent - higher LTV may be possible case by case with additional guarantees. We may receive a fee from partner brokers if your mortgage completes. Starting pre-qualification means you agree to our Privacy Policy and consent to us sharing your data with selected partners for mortgage assessment.

© 2025 zerodown, all rights reserved

Introducer for non-resident mortgages in Spain. We prepare your file and connect you to licensed partners.

Pages

Information

Zerodown is an introducer service - not a lender or broker - and does not provide regulated mortgage advice. We collect information, prepare case packs, and introduce clients to licensed partners who handle KYC, advice, underwriting, and approvals. Typical LTV for non-resident buyers is around 70 percent - higher LTV may be possible case by case with additional guarantees. We may receive a fee from partner brokers if your mortgage completes. Starting pre-qualification means you agree to our Privacy Policy and consent to us sharing your data with selected partners for mortgage assessment.

© 2025 zerodown, all rights reserved

Introducer for non-resident mortgages in Spain. We prepare your file and connect you to licensed partners.

Pages

Information

Zerodown is an introducer service - not a lender or broker - and does not provide regulated mortgage advice. We collect information, prepare case packs, and introduce clients to licensed partners who handle KYC, advice, underwriting, and approvals. Typical LTV for non-resident buyers is around 70 percent - higher LTV may be possible case by case with additional guarantees. We may receive a fee from partner brokers if your mortgage completes. Starting pre-qualification means you agree to our Privacy Policy and consent to us sharing your data with selected partners for mortgage assessment.

© 2025 zerodown, all rights reserved